AI in Financial Services: Strategic Insights on Innovation, Risk, and Regulation

The U.S. Department of the Treasury is taking a proactive stance on the intersection of artificial intelligence and financial services, recognizing both the transformative potential and the systemic risks AI poses to market integrity, consumer protection, and critical infrastructure.

In response to its recent Request for Information (RFI), Mijares Consulting—a leader in digital risk and compliance strategy—has compiled a comprehensive analysis grounded in field experience and regulatory expertise. Our report evaluates key dimensions of AI integration across financial institutions, including governance frameworks, ethical deployment, operational resilience, and regulatory alignment.

This summary introduces our position on the Treasury’s core priorities: ensuring that AI adoption enhances financial inclusion and security without compromising stability or trust. Through this lens, we provide actionable insights for stakeholders—including policymakers, financial institutions, and technology providers—on how to responsibly scale AI while mitigating associated risks.

📥 To access the full analysis and contribute to the ongoing dialogue shaping AI regulation in financial services, download the complete document by submitting your email and information.